5 Reasons to Relocate to California
July 7, 2016No other state in the US is more mesmerizing and dream-catching than the coveted state of California. Sunny days, yummy foods, a diverse culture, and a laid-back lifestyle make California the land of opportunity.
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Buying a Fixer-Upper? Follow This Advice
July 5, 2016If you’ve watched shows such as “Property Brothers” and the like, you know that there’s real potential in buying and renovating a fixer-upper. Instead of paying more for a home that’s already upgraded, you can potentially save some money and create a home exactly to your liking.
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Common Building Code Violations: Is Your Home Up to Snuff?
June 30, 2016Building codes might seem like a nuisance for homeowners, but they’re there for a reason: safety. Many homeowners might not be aware of the building codes they need to follow, which not only puts them at risk for paying fines, but also makes them vulnerable to injury and even death.
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Buyer’s Guide to Jumbo Mortgages
June 27, 2016If you’re planning on purchasing a high-priced home and leveraging the majority of the money to pay for it, you’ll likely need a jumbo mortgage. Almost 90% of mortgages are backed by either one of two major government-sponsored enterprises: Fannie Mae and Freddie Mac. Part of the remaining 10% are considered jumbo mortgages, a home loan option for expensive homes that approach the $1 million mark and beyond.
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What You Should Know About Having a Co-Signer on Your Mortgage
June 23, 2016Bad credit. Insufficient income. Inadequate down payment. These reasons – and many more – can stand in the way of getting approved for a conventional home loan. Many would-be homeowners often turn to others as co-signers in order to get approved for the mortgage they so desire.
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6 Questions to Ask Your Home Inspector
June 20, 2016It’s a no-brainer: there are very few instances where you wouldn’t insert a home inspection clause in a contract to purchase a home. A property may look flawless on the surface, but you just never know what’s lurking in the attic or in the electrical panel. The best way to protect yourself from a potential money pit is to hire a home inspector to take an in-depth look at the property in question before you seal the deal.
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Why Did My Mortgage Payments Increase?
June 16, 2016Just because you’ve locked into a fixed-rate mortgage doesn’t mean your mortgage payments won’t change some time in the future. This can come as an unpleasant surprise, especially when you’re trying to manage a budget. If you’ve allocated a specific chunk of your income to your mortgage, your budget can be thrown for a loop when these payments increase.
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Why Aren’t Enough Homes in California Being Built to Meet Demand?
June 13, 2016The housing market in California has been characterized by sky-high prices, fierce competition, and affordability issues. While there are a few factors that have contributed to these scenarios, tight inventory is one of the biggest.
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California Suburbs Expanding, But Supply is Still Tight
June 9, 2016Population growth continues to swell in many centers across the state of California, and while the big cities have typically been the focus of major population growth, this trend is now expanding to surrounding suburbs.
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Can the Presidential Election Affect the Housing Market?
June 6, 2016The current presidential election is definitely an interesting one, capturing the attention of not just Americans, but people across the globe. We’re still quite a ways away from November when the 58th Presidential Election Day takes place on the 8th, which means things are only going to get even more heated.
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