No Credit? How to Build it From the Ground Up
September 6, 2016Having poor credit isn’t a good thing, but neither is having no credit at all. Getting approved for a mortgage – or any other type of loan, for that matter – is pretty much an impossible feat if the lender has nothing to go on. How will your lender know if you’ll be good for the money if you don’t have a history of responsible repayment? While you may be avoiding debt like the plague, you’re also failing to build up any sort of credit whatsoever.
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Buying a Model Home: Good or Bad Idea?
September 1, 2016Home builders know how to wow potential buyers. When developing brand new subdivision, the home they put on show is loaded from top to bottom with all the bells and whistles. The coveted model home not only helps entice buyers into purchasing a home, but also to dish out more money for upgrades.
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Top Things Buyers and Sellers Want From Their Real Estate Agents
August 29, 2016Buyers and sellers tend to have a long list of demands when it comes to real estate transactions, and so they should. After all, the buying and selling process can be pretty complex, so anything that can streamline the process would be welcomed. The way real estate agents conduct themselves and handle situations can make a huge difference between a smooth transaction and a frustrating one.
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Rising Rates Credited With Slowing the Mortgage Refinancing Boom
August 25, 2016With mortgage interest rates being as low as they have been over the past few years, plenty of homeowners have been jumping on the refinancing bandwagon to slash interest payments on their mortgages.
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How is Big Data Changing the Real Estate Industry?
August 22, 2016Every industry – including real estate – can benefit immensely from big data. These massive data sets have long been used in the financial and healthcare industries with great success, providing invaluable information about human behavior and interactions, as well as critical patterns and trends among consumers.
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How to Restructure Your Mortgage to Save a Ton of Money
August 18, 2016Whether you’re having trouble making your mortgage payments each month, are looking to free up a little more cash to put it towards something else, or want to save money in interest over the life of your loan, there are ways to lower your monthly mortgage payments.
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First-Timer Mortgage Mistakes to Avoid
August 15, 2016The majority of Americans out there who are buying homes will have to assume a huge debt in the form of a mortgage. Considering the magnitude of this type of loan, you definitely want to make sure you’re making the best decision before you take it on.
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California Commercial Property Boom Showing Signs of Cooling Off
August 11, 2016The commercial real estate market in California has been a strong one over the recent past thanks to job and income growth, affordable financing rates, and limited building construction. In fact, the values of commercial real estate are more than double what they were back in 2009 following the financial crisis.
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Ways to Prevent Going Over-Budget on a Remodel
August 8, 2016There’s no one easy equation to use to determine exactly how much a home renovation will cost. You can’t just multiply a specific unit price and multiply it by the square footage of the area you plan to remodel.
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10 Natural Remedies to Keep Bugs and Pests Away From Your Home
August 4, 2016Summer is typically a time for holidays, backyard BBQ’s, pool time, and just lounging on your deck. But it’s also a time when the bugs like to come out and play, at the expense of your outdoor enjoyment. If all you’re doing is swatting and shooing, it’s time to do something about the problem.
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