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How to Finally Get Rid of PMI Insurance on Your Mortgage

If you took out a conventional mortgage, your monthly payment will consist of more than just principal and interest components. You’ll also be stuck paying for PMI, or Private Mortgage Insurance, if you purchased your home with a down payment less than 20%.

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6 Kitchen Design Trends Sellers Should Consider

No buyer is going to want to put up a huge sum of money to purchase a home that they don’t like, unless they’re specifically looking for a fixer-upper. If your goal as a seller is to sell your home as quickly as possible, your best bet is to prep it in such a way that buyers can’t help but fall in love with your place. The more attracted buyers are to your home, the more likely they’ll be enticed to put in a handsome offer.

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INFOGRAPHIC: 14 Things To Do During Your Final Wall-Through

After offer acceptance, anything can happen during escrow, and you don’t want to be stuck with issues that you didn’t agree to adopt. Here are some critical things you should be doing during that extremely important final walk-through.

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7 Quick Tips for Buying Your Second Home

Everyone needs a getaway every once in a while, and a change of scenery can be just what’s needed to refresh and unwind. But sometimes having to book a hotel or chalet can be a bit of a challenge, especially during peak seasons when availability is scarce and prices are through the roof. In cases like these, having your own retreat that you can visit at the drop of a hat can be a lot more convenient.

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INFOGRAPHIC: California Sales Report For July 2017

The housing market in California got off to a slow start in home sales over the third quarter of 2017. Median prices also dipped in July from the month before, though they continue to grow year-over-year.

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How to Make Your Home More Pet Friendly

Pets are much more than just animals – they’re part of the family and should enjoy your home just as much as you do. The thing is, pets can be messy, smelly, and can even cause damage to your home. Sometimes they may not even be comfortable or safe in your home if certain adjustments aren’t made for your furry friend.

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Negotiating Repair Requests From Sellers

Unless the home you’re buying is fresh off the builder’s hands, it’s likely going to have some blemishes, no matter how minor they may be. Ideally, you should have included a home inspection contingency in your purchase agreement, which will give you the opportunity to have the home inspected in greater detail.

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7 Myths Vs. Facts About Your Credit Score

If you’re planning on applying for a conventional mortgage, you’re going to need a decent credit score before applying. Generally speaking, anything over 620 is needed to get approved for a conventional mortgage, though a lower score is fine for other types of government-backed home loans.

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INFOGRAPHIC: How is Your Credit Score Broken Down?

Your credit score plays a huge role in your eligibility to qualify for a mortgage. If you’re planning to buy a home in the near future, you’d be well-advised to understand exactly how it’s broken down.

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